Much as we understand how confusing this has been for some patients, many insurance companies have decided that preventative care coverage does not include skin cancer screenings. We are required to code and bill skin exams performed by the providers at IDI as office visits based on the American Medical Association's guidelines and the conditions diagnosed and treated during that visit. Your insurance will determine your financial responsibility based on the individual coverage within your plan. We are sorry but we cannot alter those firm guidelines. We strongly feel that annual skin exams are a vital part of your overall health plan no matter who covers the cost.